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Judgments
A money judgment is a court decision in a civil dispute that requires one party to pay damages or fulfill obligations to another. For creditors, it represents a valuable opportunity to recover an owed debt, but navigating the complexities of judgment enforcement can be challenging, expensive, and time-consuming. While billions of dollars are awarded annually by courts across the world, an estimated 80% of judgments are never satisfied. Whether you’re looking for immediate liquidity or strategic recovery, our firm helps creditors unlock the full value of their judgments — through direct purchases or results-based recovery partnerships.
Challenges to Judgment Enforcement
Many creditors become discouraged by the realization that winning a lawsuit is often the first step in an expensive and arduous battle. Judgment enforcement is further complicated by an abundance of protections available to debtors across numerous jurisdictions:
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Relocation: To evade judgment enforcement, debtors are elusive, relocating to other jurisdictions, even internationally, taking their personal assets with them.
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Asset Protection: Various jurisdictions provide debtors with generous homestead exemptions, limited liability company protections, and exemptions from the classic enforcement strategy of wage garnishments.
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Transfers of Assets: Family members, business partners, spouses, and trusted third parties are frequent transferees of debtors’ assets. Knowledge of discovery procedures, asset location, and statutes of limitations are required to unwind these transactions.
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Bankruptcy: Once a debtor learns of a creditor’s enforcement of the judgment, many will threaten bankruptcy, subjecting the creditor’s claim to uncertainty.
Why Monetize or Enforce Civil Judgments?
For judgment creditors, timely action is critical to ensuring successful recovery. Civil judgments can become more difficult to enforce over time, and proactive steps are essential to unlocking the value of your legal claims.
Key benefits of monetizing or enforcing civil judgments include:
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Liquidity Generation: Convert court rulings into cash.
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Asset Recovery: Maximize the potential of your legal entitlements.
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Efficiency: Avoid the time and resource drain of prolonged enforcement efforts.
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Strategic Focus: Reinvest recovered funds into higher-priority opportunities.
Wolverine: Your Partner in Judgment Recovery
Our experienced team specializes in working with judgment creditors to turn court rulings into actionable results. From purchasing judgments outright to offering strategic direction for enforcement, Wolverine’s hard-won expertise in research and litigation benefits creditors and partners by turning more of these claims into cash. By utilizing its results-driven processes, such as pursuing debtors across multiple jurisdictions, locating and levying against assets, recovering fraudulently transferred property, and negotiating settlements where appropriate, Wolverine consistently seeks to achieve the most cost-effective resolution of its assets.​​
Our Core Capabilities:
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Judgment Monetization: Acquiring judgment rights to provide creditors with immediate returns.
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Enforcement Strategies: Utilizing proven techniques to locate assets and enforce judgments efficiently.
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Comprehensive Analysis: Assessing the value and enforceability of judgments to determine the best course
of action.
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Broad Network: Leveraging our extensive resources and strategic partnerships to facilitate successful recovery.
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Expertise: Knowledge of debtor protections, state and federal litigation, federal bankruptcy laws, and strategies to recover assets previously shielded from judgment enforcement.
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Confidential Transactions: Ensuring all dealings are handled with discretion and professionalism.​​